diff --git a/CONTRIBUTING.md b/CONTRIBUTING.md
index c9509c8a..f9475ebf 100644
--- a/CONTRIBUTING.md
+++ b/CONTRIBUTING.md
@@ -27,7 +27,8 @@ We follow a **Feature-Branch-to-Main** workflow. All development work should hap
 
 If you're new to the codebase, start with:
 - `docs/wiki/README.md` (high-level contributor wiki)
-- `ARCHITECTURE.md` (system overview).
+- `ARCHITECTURE.md` (system overview)
+- `docs/deployed-contracts.md` (testnet/mainnet contract IDs and the env vars that consume them).
 
 ```mermaid
 graph TD
diff --git a/README.md b/README.md
index 98e518c7..84f63053 100644
--- a/README.md
+++ b/README.md
@@ -34,6 +34,7 @@ The repository is organized as a monorepo containing three core packages:
 
 *For a detailed look at how these components interact, see our [Architecture Diagram](ARCHITECTURE.md).*
 *New contributor? Start with the in-repo wiki: [docs/wiki/README.md](docs/wiki/README.md).*
+*Looking for deployed contract IDs? See [docs/deployed-contracts.md](docs/deployed-contracts.md).*
 
 ### API Reference
 
diff --git a/docs/deployed-contracts.md b/docs/deployed-contracts.md
new file mode 100644
index 00000000..3e18914b
--- /dev/null
+++ b/docs/deployed-contracts.md
@@ -0,0 +1,60 @@
+# Deployed Contract Registry
+
+This is the single source of truth for deployed Soroban contract IDs across all networks.
+Update this file whenever a contract is (re-)deployed.
+
+> **Secrets note**: contract IDs are public addresses — safe to commit. Never commit secret/admin keys here.
+
+---
+
+## Testnet (`Test SDF Network ; September 2015`)
+
+RPC: `https://soroban-testnet.stellar.org`  
+Explorer: `https://stellar.expert/explorer/testnet`
+
+| Contract | Contract ID | Deploy Date | Version / Commit |
+|---|---|---|---|
+| `loan_manager` | _not yet recorded_ | — | — |
+| `lending_pool` | _not yet recorded_ | — | — |
+| `remittance_nft` | _not yet recorded_ | — | — |
+| `multisig_governance` | _not yet recorded_ | — | — |
+| `token` (USDC-like pool token) | _not yet recorded_ | — | — |
+
+> **How to fill this in**: after running `scripts/deploy.ts`, copy the printed contract IDs into the table above and open a PR. Include the deploy date (YYYY-MM-DD) and the short git commit SHA or release tag.
+
+### Environment variables that consume these IDs
+
+#### Backend (`backend/.env`)
+
+| Contract | Env var |
+|---|---|
+| `loan_manager` | `LOAN_MANAGER_CONTRACT_ID` |
+| `lending_pool` | `LENDING_POOL_CONTRACT_ID` |
+| `remittance_nft` | `REMITTANCE_NFT_CONTRACT_ID` |
+| `multisig_governance` | `MULTISIG_GOVERNANCE_CONTRACT_ID` |
+| `token` | `POOL_TOKEN_ADDRESS` |
+
+#### Frontend (`frontend/.env`)
+
+The frontend does not currently read contract IDs directly from env. It calls the backend API, which resolves contract addresses at runtime using the backend vars above.
+
+---
+
+## Futurenet
+
+No contracts deployed yet.
+
+---
+
+## Mainnet
+
+No contracts deployed yet.
+
+---
+
+## Updating this file
+
+1. Deploy (or redeploy) via `scripts/deploy.ts`.
+2. Copy the contract IDs from the deploy output into the relevant table row.
+3. Set the same IDs in your local `backend/.env` (and CI secrets for staging/production).
+4. Commit the updated table in the same PR as any contract change.