Audit: Auto Insurance Pricing Bias

[yakew7]

Summary

Audit an auto-insurance pricing/risk model where features like ZIP code and credit-based insurance score act as proxies for race and income.

Why

Distinct from the existing health Insurance Denial audit; auto-insurance "credit score" pricing is a well-documented proxy-discrimination case.

Tasks

• Source a public dataset (propose in an issue comment first)
• Auto Insurance Pricing/unfair.py + fair.py
• Proxy analysis on ZIP/credit-score; before/after screenshots; notebook; README entry