Root Insurance is a usage-based auto insurance company that prices policies primarily based on driving behavior captured via smartphone telematics. Root provides a REST API platform for insurers, MGAs, and distribution partners to build, embed, and operate insurance products.
- Root Platform API — Full insurance infrastructure API covering quotes, policies, claims, collections, webhooks, and data exports. Base URL:
https://api.rootplatform.com/ - Root Bind API — Embedded insurance API enabling partners to integrate auto insurance quoting and checkout into their own applications. Base URL:
https://production.joinroot.com/bind_api/v3/
- Website: https://www.joinroot.com/
- Developer Docs: https://docs.rootplatform.com/
- Bind API Docs: https://root-bind-api.readme.io/
- GitHub: https://github.com/Root-App
- Status: https://status.rootplatform.com/
- Blog: https://blog.joinroot.com/
- LinkedIn: https://www.linkedin.com/company/rootinsurance
- X: https://x.com/joinroot
This repository contains an APIs.json 0.19 profile for Root Insurance, cataloging their public APIs, plans, rate limits, and FinOps guidance.